I\'m afraid to succeed.  I\'ve done most all the self-help options out there.  I\'ve even done Miracle Coaching - none of it has worked.  I feel I\'m so close, but can\'t seem to get clear.  I continually get in my own way - I\'m doing OK.  I make $100K a year, but I have no retirement and I\'m 68 yrs old.  I\'m stuck and need help.